#NRImoneyclinic #financialplanning #personalfinance
SAFETY
Will I Get Back My Money ?
What Could Be The Maximum Damage ?

WILL IT GIVE HIGH RETURN ?

Safety & High Return Don’t Go Together

WILL IT BEAT INFLATION?

Bank FDs May Not Beat Inflation
To Beat Inflation, Stock Market Exposure Required

FLEXIBILITY FEATURES

Features To Increase Or Decrease Contributions
Features Of Payment Holiday
Features Of Convertibility
Features Of Free Look Period

LIQUIDITY
Ready Secondary Market
Premature Withdrawals
Liquidation In Parts

TAX BENEFITS

Tax Exemptions At Entry
Tax Exemptions At Exit
Tax Exemptions On Earnings
Capital Gains Tax Instead Of Income Tax

GUARANTEE OF RETURNS

Guarantee Of Capital
Guarantee Of Returns

PROTECTION BENEFITS

Insurance Cover
Waiver Of Contributions