NRIs Buying Property In India All that you need to know – By D B Mehta

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#NRImoneyclinic #NRI #nripropertybuying

PROPERTY PURCHASE BY NRIS

NRIs cannot Buy Certain Type Of Properties
Agriculture Land Cannot Be Purchased
Plantations Cannot Be Purchased
Farm Houses Cannot Be Purchased
You Can Buy Commercial Real Estate
You Can Buy Developed Plots
You Can Buy Residential Premises

3.15

PROPERTY PURCHASE BY NRIS

REPATRIATION OF MONEY

Buy Using Funds From Inward Remittances In NRE / NRO Acct
You Can Also Buy From Local Funds – Repatriation Process Different

4.40

PROPERTY PURCHASE BY NRIS – IN ABSENTIA

POWER ATTORNEY (POA )

NRIs Who Can’t Visit India To Buy Property Should Give POA
No Need To Visit India To Sign POA
POA Needs To Be Registered.
POA Should Be For Specific Purpose Only
POA Can Be Misused – Be Careful

5.55

PROPERTY PURCHASE BY NRIS – IN ABSENTIA

POWER ATTORNEY (POA )

No Need To Come To India To Register POA
POA Can Be Signed In Embassy In Your Country
Such POA Can Be Adjudicated By Sub Registrar
Cost Of Adjudication Very Low

6.45

PROPERTY PURCHASE BY NRIS – LOAN FACILITY

NRIs Can Avail Loans For Purchase Of Property
You Need To Provide A Guarantor In India
Guarantor Need Not Furnish Any Documents
Guarantor Is Required Only For Technical Reason
Bank Will Insist POA If You Cannot Come For Signing

9.20

PROPERTY PURCHASE BY NRIS

REPATRIATION & TAXATION

No Restriction On Sale Of Properties
Sale After two Years – Long Term Capital Gains Tax
Sale Before two Years – Profits Are Treated As Regular Income
Rental Income Can Be Repatriated If Deposited In NRO Account
Rental Income Is Treated As Income In India
Rental Income Is Subjected To Income Tax

12.00 To 22.00

PROPERTY PURCHASE BY NRIS

TAXATION ON BUY & SELL

Need To Be Extremely Careful
May Involve Complex Calculations
You Must Consult A Chartered Accountant Before The Deal
Buyer Is Required To Deduct TDS While Paying The Seller
TDS Amount Varies On Case To Case Basis
You Will Land Into Trouble If You Fail To Deduct Proper TDS
Seller Is Liable To Pay Taxes Even If Buyer Fails To Deduct TDS

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RERA – How It Protects Investors And Helps Development Of The Real Estate Industry ? By DB Mehta
https://youtu.be/YIz43EiFxl0

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