Why Do You Have This Dilemma?
Is It Because Of Quality Of Ins Companies?
All Companies In India & Abroad Are Good
Why Do You Have This Dilemma?
Is It Because Of Difficulty To Make Claims?
Claim Process Is Same World Wide
Process Is Very Simple Everywhere
You Don’t Have To Go Outside Of India For Claims
Claims Can Be Made From India Itself
Why Do You Have This Dilemma?
Is It Because Of Cost Considerations?
Cost Is Comparable Across Globe
No Specific Cost Advantage Anywhere
Why Do You Have This Dilemma?
Is It Because Of Insurance Products?
Products Outside India Have Better Features
Why Do You Have This Dilemma?
Does The Exchange Rate Affect My Sum Assured?
If You Buy Insurance In India, Value Of Sum Assured
In Dollar Terms Constantly Drops
If You Buy Insurance Outside India, Value Of Sum Assured
In Rupee Terms Constantly Increases
Value Of Rupees 1 Crore Insurance in 2010
Was Equal To $ 250,000 (1$=INR 40)
Now Is Equal To $ 133,000 (1$ = INR 75)
Value Of $250,000 Insurance in 2010
Was Equal To INR 1 Crore (1$=INR 40)
Now Is Equal To $ 1.87 Crore (1$ = INR 75)
Conclusion
Distinct Advantage For NRIs
If They Buy Insurance Denominated In Dollars
Links to my previous videos:till now :
FINANCIAL PLANNING TIPS FOR BEGINNERS – AGE GROUP 45 – 55
https://youtu.be/HZQXyUdnqVk
NRI’s PLANNING TO SHIFT BACK TO INDIA: PART 4 THINGS TO DO ONCE YOU REACH INDIA
https://youtu.be/fIpw8VjN8l4
NRI’s PLANNING TO SHIFT BACK TO INDIA: PART 3 HOW TO DEAL WITH PROPERTIES, UTILITIES, CAR & HOME.
https://youtu.be/WVxPt5Fie_o
NRI’s PLANNING TO SHIFT BACK TO INDIA: PART 2 POINTS TO DISCUSS WITH YOUR HR & BANK
https://youtu.be/oUm3LkATmsc
NRI’s PLANNING TO SHIFT BACK TO INDIA – A CHECK LIST OF THINGS TO DO – PART 1
https://youtu.be/0Z6suPR1t1c
NRI ACCOUNTS – PART 4 RFC ACCOUNTS
https://youtu.be/QuLfwnAfbXk
NRE – NRO – FCNR ACCOUNTS – PART 3 FCNR ACCOUNTS
https://youtu.be/Ehzz7_zKKko
NRE – NRO – FCNR ACCOUNTS – PART 2 NRO ACCOUNTS All That You Need To Know
https://youtu.be/ujxsZCV5Iks
NRE – NRO – FCNR ACCOUNTS – PART 1 NRE ACCOUNTS All That You Need To Know
https://youtu.be/9Q8yhqGlOh8
WHY ARE THE FIXED DEPOSIT (FD) RATES FALLING ?
https://youtu.be/KXOnCEc-MD0
FINANCIAL PLANNING TIPS FOR BEGINNERS – AGE GROUP 35 TO 45
https://youtu.be/Gz9e8X3HuJs
HOW TO SELECT A RIGHT FINANCIAL ADVISOR / PLANNER? By Dr. Chandrakantha Bhat
https://youtu.be/guwNXbUgCW4
FINANCIAL PLANNING TIPS FOR BEGINNERS – AGE GROUP 25 TO 35
https://youtu.be/G9GVK1gGD6M
HOW TO INVEST IN MUTUAL FUNDS FOR FREE WITHOUT DEMAT ACCOUNT ?
https://youtu.be/kCrIYNUAbZk
WHY SHOULD YOU APPOINT A FINANCIAL PLANNER?
https://youtu.be/SXVtwx5sQXc
Why Should You Buy A Term Insurance Today ? Dr. Chandrakantha Bhat
https://youtu.be/8YGeRV1ksQk
WHAT IS CRITICAL ILLNESS INSURANCE? By Dr. Chandrakantha Bhat
https://youtu.be/YhXGThE8G4M
NRI TAXATION- Finance Act – 2020 – Who will be impacted ?
https://youtu.be/Bo-1LjGDOFo
HOW TO BE SUCCESSFUL IN THE STOCK MARKET
https://youtu.be/0TzRoXkO2g4
As a NRI Should I Keep My Savings As Dollars Or Rupees ?
https://youtu.be/RXjvOvYsDow
6 MISTAKES TO AVOID DURING MARKET CRASH
https://youtu.be/9Y2r08x2sJM
DEPENDING ONLY ON PENSION DURING RETIREMENT CAN BE A TRAP FOR YOU https://youtu.be/qLTkhCDe89g
WHY SHOULD YOU DEAL WITH MORE THAN ONE BANK ? https://youtu.be/GjDsxS2Kxuo
WHAT TO BUY? SHARES OR MUTUAL FUND?https://youtu.be/0nl9sPJBUQs
6 COMMON MISTAKES DURING RETIREMENT https://youtu.be/ivus9eJWKXMWhy Investors Fail ?
https://youtu.be/c8jxppcdXhs
Why You NEED an Emergency Fund! by Dr Chandrakanth Bhat NRI Money Clinic:https://youtu.be/fBm8bokZI0c
#NRImoneyclinic #lifeinsurance #nri
6 steps to generate good returns on your investments – https://youtu.be/AAxQ4ywScos
Don’t Buy a Life Insurance Policy Until You Watch This! https://youtu.be/q0adm_CKvew
NRI Money Clinic is a YouTube channel created by Dr. Chandrakantha Bhat , an investment consultant and financial planner in Dubai . It aims to spread financial literacy and educate on money matters for resident and non resident Indians . The channel discusses subjects like Fixed Deposits , Taxation , Mutual Funds , Insurance , Specific Issues pertaining to NRI community and every other investment opportunity. Dr. Chandrakantha Bhat can be reached on Whatsapp on +971 50 148 4595
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