#NRImoneyclinic #childeducation #financialplanning

How To Plan And Build Funds For Child Education ?
COMPARTMENTALISE FUNDS CORRECTLY

Do Not Mix With Other Funds

START EARLY

It Is Ok To Start Small

CHOOSE ILLIQUID PLANS

You Should Not Touch Funds Till Maturity

INVEST IN PROPER CURRENCY

Preferably Dollar Denominated Plans
Cross Currency Risks Can Be Dangerous

CHOOSE SHORT PAYMENT TENURES

Helps to Plan For Next Child On Time
Risk Of Cash Flow During Longer Intervals

CHOOSE GUARANTEED RETURN PLANS

We Are In Artificial World
Market Returns Are Erratic And Unpredictable

CHOOSE WAIVER OF PREMIUM BENEFIT
Or
ATTACH A TERM PLAN FOR REQUIRED AMOUNT