{"id":5898,"date":"2026-08-28T06:37:40","date_gmt":"2026-08-28T06:37:40","guid":{"rendered":"https:\/\/nrimoneyclinic.com\/V1\/nris-keep-your-money-abroad-or-send-it-to-india\/"},"modified":"2026-08-28T06:37:40","modified_gmt":"2026-08-28T06:37:40","slug":"nris-keep-your-money-abroad-or-send-it-to-india","status":"publish","type":"post","link":"https:\/\/nrimoneyclinic.com\/V1\/nris-keep-your-money-abroad-or-send-it-to-india\/","title":{"rendered":"NRIs: Keep Your Money Abroad or Send It to India?"},"content":{"rendered":"<iframe  src=\"https:\/\/www.youtube.com\/embed\/kukAvVIHRx8?autoplay=0&cc_lang_pref=en&cc_load_policy=0&color=0&controls=0&fs=0&h1=en&loop=0&rel=1\"  title=\"YouTube video player\"  class=\"ayvpp responsive\"  width=\"506\"  height=\"304\"  data-ratio=\"16:9\"  frameborder=\"0\" allowfullscreen allowTransparency=\"true\"  ><\/iframe><p>Should NRIs send all their savings to India, or diversify globally? In this video, Dr. Chandrakanth Bhat explains why investing only in India can expose NRIs to country concentration and Indian rupee currency risk. He discusses the benefits of investing <!--more--> in US and global markets, including access to leading international companies, US equities, bonds, debt funds and dollar-denominated assets.<\/p>\n<p>The video also explains rupee depreciation, matching investments with future expenses, and how much NRIs should consider investing internationally. Returning NRIs will learn about holding overseas assets after returning to India, FEMA and income-tax reporting requirements, FCNR and RFC accounts, GIFT City investments, and the importance of building a diversified global investment portfolio.<\/p>\n<p>This video is for educational purposes only. Please consult a qualified financial and tax professional before making investment decisions.<\/p>\n<p>#NRIInvestment #USMarket #GlobalInvesting #NRIFinance #ReturningNRI #DollarInvestment #CurrencyDiversification #NRIMoneyClinic<\/p>\n<p>LINK TO REGISTER FOR THE WEBINAR on<br \/>\nTopic: Global Opportunities to Invest In Dollars for NRI&#8217;s and OCI&#8217;s<br \/>\n<a href=\"https:\/\/us06web.zoom.us\/webinar\/register\/2517870321896\/WN_aRfHi-tNTN2uy51w40K80w\" target=\"_blank\" rel=\"nofollow\">https:\/\/us06web.zoom.us\/webinar\/register\/2517870321896\/WN_aRfHi-tNTN2uy51w40K80w<\/a><\/p>\n<p>You can reach to us by sending a message on WhatsApp<br \/>\nWhatsApp Number: +971 551124596<br \/>\nOr click on the link below<br \/>\n<a href=\"https:\/\/wa.link\/2jh25k\" target=\"_blank\" rel=\"nofollow\">https:\/\/wa.link\/2jh25k<\/a><\/p>\n<p>We are not SEBI Registered Investment Advisors<br \/>\nWe are AMFi Certified Mutual Fund Distributors<\/p>\n<p>Services offered by NRI Money Clinic<br \/>\n* Life &amp; Critical Illness Insurance.<br \/>\n* Child education<br \/>\n* Emergency Funds<br \/>\n* Retirement Plan<br \/>\n* Health Insurance<br \/>\n* Wealth Building<br \/>\n* Tax planning ( investments to minimise tax impact)<br \/>\n* Dollar investment<br \/>\n* Mutual Funds ( NRIs other than in US &amp; Canada)<br \/>\n* PMS ( Portfolio Management Service)<br \/>\n* Fractional Real Estate<br \/>\n* Cash flow planning (Pension, Guaranteed Return plan , Fractional real estate)<br \/>\n* Tax filing and chartered accountant services. (Outsourced services)<br \/>\n* Wills and inheritance planning.  (Outsourced services)<br \/>\n* Property record legal verification (Outsourced service)<br \/>\n* Real Estate in Dubai (Outsourced service)<br \/>\n* Real Estate in Mumbai and Goa (Outsourced service)<\/p>\n<p>In case you are interested in using our services you can send a message on Watsapp:00971 551124596  or click on the link below<\/p>\n<p><a href=\"https:\/\/wa.link\/2jh25k\" target=\"_blank\" rel=\"nofollow\">https:\/\/wa.link\/2jh25k<\/a><\/p>\n<p>To know more about our business and our business model please watch the below video<br \/>\n<a href=\"https:\/\/lnkd.in\/g7cj2rgJ\" target=\"_blank\" rel=\"nofollow\">https:\/\/lnkd.in\/g7cj2rgJ<\/a><\/p>\n<p>Our Website: www.nrimoneyclinic.com<br \/>\nLinkedIn: <a href=\"https:\/\/www.linkedin.com\/company\/nrimoneyclinic\/\" target=\"_blank\" rel=\"nofollow\">https:\/\/www.linkedin.com\/company\/nrimoneyclinic\/<\/a><br \/>\nFacebook: <a href=\"https:\/\/www.facebook.com\/NRIMoneyClinicOfficial\" target=\"_blank\" rel=\"nofollow\">https:\/\/www.facebook.com\/NRIMoneyClinicOfficial<\/a><br \/>\nInstagram: <a href=\"https:\/\/instagram.com\/nrimoneyclinicofficial?igshid=ZDdkNTZiNTM=\" target=\"_blank\" rel=\"nofollow\">https:\/\/instagram.com\/nrimoneyclinicofficial?igshid=ZDdkNTZiNTM=<\/a><\/p>\n<p>Chapters<br \/>\n00:00 Introduction<br \/>\n02:53 Why NRIs Need US and Global Market Investments<br \/>\n04:40 NRI Portfolio Diversification: India, USA and Currency Risk<br \/>\n05:57 Investing in Global Companies, AI and US Technology Stocks<br \/>\n07:59 Rupee Depreciation and Benefits of Dollar Investments<br \/>\n11:53 Match Investment Currency with Future NRI Expenses<br \/>\n14:02 How NRIs Can Invest in US Stocks and Global Funds<br \/>\n16:03 Returning NRIs: FEMA Rules for Holding Overseas Assets<br \/>\n18:13 FCNR, RFC and GIFT City Options for Returning NRIs<br \/>\n19:56 US Bonds and Debt Funds for NRI Retirement Income<br \/>\n23:12 Should Returning NRIs Transfer All Their Money to India?<br \/>\n24:43 Keep NRI Investments Flexible in INR and Dollars<br \/>\n27:02 How Much Should NRIs Invest in International Markets?<br \/>\n28:48 Don\u2019t Chase Recent US Stock Market Returns<br \/>\n30:07 Closing<\/p>\n","protected":false},"excerpt":{"rendered":"<p>Should NRIs send all their savings to India, or diversify globally? In this video, Dr. Chandrakanth Bhat explains why investing only in India can expose NRIs to country concentration and Indian rupee currency risk. He discusses the benefits of investing<\/p>\n","protected":false},"author":1,"featured_media":5899,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"footnotes":""},"categories":[112],"tags":[],"class_list":["post-5898","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-investing-in-stocks-videos"],"acf":[],"jetpack_featured_media_url":"https:\/\/nrimoneyclinic.com\/V1\/wp-content\/uploads\/2026\/08\/kukAvVIHRx8.jpg","_links":{"self":[{"href":"https:\/\/nrimoneyclinic.com\/V1\/wp-json\/wp\/v2\/posts\/5898","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/nrimoneyclinic.com\/V1\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/nrimoneyclinic.com\/V1\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/nrimoneyclinic.com\/V1\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/nrimoneyclinic.com\/V1\/wp-json\/wp\/v2\/comments?post=5898"}],"version-history":[{"count":0,"href":"https:\/\/nrimoneyclinic.com\/V1\/wp-json\/wp\/v2\/posts\/5898\/revisions"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/nrimoneyclinic.com\/V1\/wp-json\/wp\/v2\/media\/5899"}],"wp:attachment":[{"href":"https:\/\/nrimoneyclinic.com\/V1\/wp-json\/wp\/v2\/media?parent=5898"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/nrimoneyclinic.com\/V1\/wp-json\/wp\/v2\/categories?post=5898"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/nrimoneyclinic.com\/V1\/wp-json\/wp\/v2\/tags?post=5898"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}