Mutual Funds Are Not A Panacea For Everyone And Everything

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#NRImoneyclinic. #MutualFunds #FinancialPlanning

WHAT ARE MUTUAL FUNDS ?

They Are Collective Investment Vehicles
It Is Pooled Money Of Many Investors
Professional Fund Managers Handle This Money
They Invest In All Types Of Asset Classes

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WHY DO YOU INVEST IN MUTUAL FUNDS ?

Are You Investing For Higher Returns ?

Here Are Your Alternatives
Direct Stocks
PMS Schemes
ETF
NPS Tier 2 Accounts

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WHY DO YOU INVEST IN MUTUAL FUNDS ?

Are You Investing To Save Taxes ?

Here Are Your Alternatives
ULIPS
PPF
NPS
Sukanya Samruddhi Yojana
National Savings Certificates

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WHY DO YOU INVEST IN MUTUAL FUNDS ?

Are You Investing To Save Taxes ?

Are You A Person In Non Taxable Limit ?

If YES, A Bank FD Is Better Than Debt Fund

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WHY DO YOU INVEST IN MUTUAL FUNDS ?

Are You Investing To Create A Regular Cash Flow?

Here Are Your Alternatives .
Dividends From Stocks
Rental Real Estate
Interest From Bank FD
ULIPS
Modern Endowment Plans
Govt Schemes For Elders
Pensions

WHY DO YOU INVEST IN MUTUAL FUNDS ?

Are You Investing To Keep Your Investments Liquid?

Ask This Question – Is Liquidity Always Essential ?

Liquidity Many Times Is Not Desirable
Liquidity Can Result In Indiscipline
Liquidity May Result In Diversion Of Funds From Goals

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