NRI’s PLANNING TO SHIFT BACK TO INDIA: PART 2 POINTS TO DISCUSS WITH YOUR HR & BANK

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NRI’s PLANNING TO SHIFT BACK TO INDIA: PART 2 POINTS TO DISCUSS WITH YOUR HR & BANK

NRI’s PLANNING TO SHIFT BACK TO INDIA – A CHECK LIST OF THINGS TO DO – PART 1
https://youtu.be/0Z6suPR1t1c

HR DEPT OF YOUR OFFICE

VISA ISSUES TO BE DISCUSSED

– When will it be cancelled?
– What is the exit time allowed?
– What happens to the dependents visa?
– Medical expenses during exit time?

HR DEPT OF YOUR OFFICE

END OF SERVICE BENEFITS

– How much will you get ?
– Where should it be transferred?
– Conditions for its release

HR DEPT OF YOUR OFFICE

– Collect Experience Certificate
– Collect Relieving Letter
– Collect Annual Income Certificates
– Unlink your bank account from your office

HR DEPT OF YOUR OFFICE

– Are you entitled for any shifting allowance ?
– Are you free to pursue any other job opportunities?

VISIT TO YOUR BANK BRANCH

BANK ACCOUNTS

– Inform your intention to leave the country
– Close the bank account
– How to keep a bank account active if there is a need?
– Cancel all standing instructions issued
– Close all unwanted multiple bank accounts

VISIT TO YOUR BANK BRANCH

CREDIT CARDS

– close all the credit cards
– Collect closure statement or No Dues

VISIT TO YOUR BANK BRANCH

LOAN ACCOUNTS

– Clear all liabilities
– Collect No dues certificate
– Collect loan statement for full tenure
– Inform bankers how you would clear liabilities
– Cancel lean marked on assets

VISIT TO YOUR BANK BRANCH

BANK STATEMENTS

– Collect transaction statement for at least 10 years

#NRImoneyclinic #ReturningNRI #personalfinance

Links to my previous videos:till now :
NRI’s PLANNING TO SHIFT BACK TO INDIA – A CHECK LIST OF THINGS TO DO – PART 1
https://youtu.be/0Z6suPR1t1c

NRI ACCOUNTS – PART 4 RFC ACCOUNTS
https://youtu.be/QuLfwnAfbXk

NRE – NRO – FCNR ACCOUNTS – PART 3 FCNR ACCOUNTS
https://youtu.be/Ehzz7_zKKko

NRE – NRO – FCNR ACCOUNTS – PART 2 NRO ACCOUNTS All That You Need To Know
https://youtu.be/ujxsZCV5Iks

NRE – NRO – FCNR ACCOUNTS – PART 1 NRE ACCOUNTS All That You Need To Know
https://youtu.be/9Q8yhqGlOh8

WHY ARE THE FIXED DEPOSIT (FD) RATES FALLING ?
https://youtu.be/KXOnCEc-MD0

FINANCIAL PLANNING TIPS FOR BEGINNERS – AGE GROUP 35 TO 45
https://youtu.be/Gz9e8X3HuJs

HOW TO SELECT A RIGHT FINANCIAL ADVISOR / PLANNER? By Dr. Chandrakantha Bhat
https://youtu.be/guwNXbUgCW4

FINANCIAL PLANNING TIPS FOR BEGINNERS – AGE GROUP 25 TO 35
https://youtu.be/G9GVK1gGD6M

HOW TO INVEST IN MUTUAL FUNDS FOR FREE WITHOUT DEMAT ACCOUNT ?
https://youtu.be/kCrIYNUAbZk

WHY SHOULD YOU APPOINT A FINANCIAL PLANNER?
https://youtu.be/SXVtwx5sQXc

Why Should You Buy A Term Insurance Today ? Dr. Chandrakantha Bhat
https://youtu.be/8YGeRV1ksQk

WHAT IS CRITICAL ILLNESS INSURANCE? By Dr. Chandrakantha Bhat
https://youtu.be/YhXGThE8G4M

NRI TAXATION- Finance Act – 2020 – Who will be impacted ?
https://youtu.be/Bo-1LjGDOFo

HOW TO BE SUCCESSFUL IN THE STOCK MARKET
https://youtu.be/0TzRoXkO2g4

As a NRI Should I Keep My Savings As Dollars Or Rupees ?
https://youtu.be/RXjvOvYsDow

6 MISTAKES TO AVOID DURING MARKET CRASH
https://youtu.be/9Y2r08x2sJM

DEPENDING ONLY ON PENSION DURING RETIREMENT CAN BE A TRAP FOR YOU https://youtu.be/qLTkhCDe89g

WHY SHOULD YOU DEAL WITH MORE THAN ONE BANK ? https://youtu.be/GjDsxS2Kxuo

WHAT TO BUY? SHARES OR MUTUAL FUND?https://youtu.be/0nl9sPJBUQs

6 COMMON MISTAKES DURING RETIREMENT https://youtu.be/ivus9eJWKXMWhy Investors Fail ?
https://youtu.be/c8jxppcdXhs

Why You NEED an Emergency Fund! by Dr Chandrakanth Bhat NRI Money Clinic:https://youtu.be/fBm8bokZI0c

#NRImoneyclinic #ReturningNRI #personalfinance

6 steps to generate good returns on your investments – https://youtu.be/AAxQ4ywScos

Don’t Buy a Life Insurance Policy Until You Watch This! https://youtu.be/q0adm_CKvew

NRI Money Clinic is a YouTube channel created by Dr. Chandrakantha Bhat , an investment consultant and financial planner in Dubai . It aims to spread financial literacy and educate on money matters for resident and non resident Indians . The channel discusses subjects like Fixed Deposits , Taxation , Mutual Funds , Insurance , Specific Issues pertaining to NRI community and every other investment opportunity. Dr. Chandrakantha Bhat can be reached on Whatsapp on +971 50 148 4595

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DISCLAIMER : Please consult your professional financial advisors before taking any action based on inputs of this video and other videos of this channel. Dr. Chandrakantha Bhat or NRI Money Clinic you tube channel is not responsible for any losses or undesirable outcome for action taken by you without proper consultation with professional advisors in the field of finance.

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